Moving home can be stressful, which is why we believe it is important to keep calm and organised throughout the process.
To help ensure your move remains simple and stress-free, follow our simple six-step guide below. If at any time you have any questions or need extra help, you can call us and we will be happy to assist you.
1. Know where you stand
It is essential that you are clear about your budget from the very start of your property search. Speak with a mortgage advisor who will have access to a large number of lenders and the market's best rates. They will be best placed to advise you on whether your current mortgage is right for you under your current circumstances.
There may be a better mortgage available to you if you spend time looking at what is on offer and this could eventually save you money.
Here at Cubitt & West, our conveyancing team can do all of this for you and will advise you on moving costs, the cost of conveyancing and how much you can afford to spend on your new home.
2. Know your worth
When having your property valued, make sure you get a number of quotes so that you can work out the average value of your property. Be aware that some agents will over price your property in order to gain your business, which could seriously hinder your chances of a quick sale.
Once you have an idea of the current market value of your property, simply choose the agent you believe will be more able to sell your property and who you feel most comfortable dealing with.
At Cubitt & West, we are always happy to share ideas and involve you in the marketing of your property and can offer you a free valuation.
3. Go to market
Once you are clear on your budget, have chosen an agent and have had your property placed on the market, you can begin searching for a new one.
Be careful not to rush into making an offer for a property before you have found a buyer for your own. This can add pressure to the buying and selling process and can often lead to you paying more than expected for your new property and not achieving market value for your own.
As the largest independent estate agency in the South East of England, Cubitt & West are always happy to give you impartial advice, expertise and knowledge to ensure you get the best possible price for you property.
We are also able to assist you in your search for a new property and can suggest specific roads and areas to suit your preferences.
Once an offer from your buyer has been accepted and you have found a property on which your offer has been accepted, a process called chain-building starts. For any sale and purchase to proceed a complete chain is required before the conveyancing can begin. This is dealt with by your conveyancer/solicitor but we will keep you in touch with the progress.
We at Cubitt & West have our own conveyancing panel, which allows us to keep the buying and selling process smooth and without any complication.
After the chain-building process is complete, you will be advised to finalise all of your paperwork with your mortgage advisor so that they know to proceed with your mortgage application.
6. Moving planner
To ensure you do not miss anything from the moving process, we have put together a Moving Planner, which you can use to help keep you organised throughout and to assure you that your move is proceeding smoothly and in the order that is should be.