Shared Ownership Estate Agent

Shared Ownership Estate Agents

42 Carfax, Horsham, West Sussex, RH12 1EQ

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Jason Maylin - Sales Manager
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Residential Sales
Jason Maylin - Sales Manager

Jason Maylin

Sales Manager

Telephone 01403 602681

Cubitt & West Estate Agent in Horsham, West Sussex

About Us

The Shared Ownership department provides a full sales and marketing service on behalf of several well-appointed housing Associations throughout the south of England.

Advertising on site with site boards and banners on our new-build sites, we offer full marketing, pricing and sales brochures in all the branches and on the mobile-friendly websites of Arun Estates. Our local branches provide a further network for advertising and purchaser interest.

Every one of our shared ownership properties appear on all the top housebuying portals such as Help to Buy, Rightmove, Primelocation, Zoopla and over 25 smaller sites.

We organise open days and viewings of our new-build properties with applicants that have been pre-assessed for eligibility. A basic affordability check is carried out on all our applicants who wish to reserve a property, according to local authority and housing association requirements.

We provide all housing associations with a weekly progress report, from initial marketing through to completion and handover.

We establish a relationship with the purchaser, meet them and guide them through the legal and financial aspects of purchasing a property. At legal completion we take meter readings and hand over their new home.

How does Shared Ownership work?

Shared ownership offers an alternative to renting if outright purchase is not an option. You can buy an initial affordable share in a new home, helping you into home ownership in manageable stages.

This scheme has previously been known as "Part-Buy, Part-Rent". Both new-build and resale (older) properties are available.

The housing association or registered provider will offer initial shares of between 25% - 75% of the full purchase price. You pay a subsidised rent on the remaining share that the housing association or registered provider still owns. The combined monthly cost of mortgage and rent will normally be less than if you were purchasing the property outright.

In the future you can simply sell your share for its value at the time or you can purchase further shares in your home.

With most properties, you are eventually able to own the property outright if you wish to, although there are some restrictions on rural schemes.

Who is eligible?

  • Your annual household income should be less than £80,000.
  • You should be unable to purchase a home suitable for your needs without assistance.
  • You cannot be a current home owner or be named on the deeds of another property.
  • You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).

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